Not having an arc or an obs.
I wold just comment on this. The usual amount spent by top Guilds in GbG add up to about 2,300 Goods per day per Guild member for farming a full GbG area. If you are in a top Gild and not donating 2,300 Goods per day yourself, either through direct donations or via Arc, Obs, Atom, AI Core, then you're receiving charity from other members doing it for you in the Guild.
That 2,300 does not include any Goods needed for GvG, which may be a substantial addition. (Big time GvG players also should recognize all Guildies are helping them via Treasury, and without all those non-GvG players donating Goods there would be no strong GvG play at all!!!)
The amount may be a lot less for half farms, or for FFA situations. and for non- Diamond Guilds. But most newer players have no clue they are a charity case in most Guilds due to not having a Arc ar least at 80, and a full obs at 80 and another Treasury GB giving goods too.
Even plenty of long time players have no clue they need to be doing more for the Treasury.
And no.... One SoH is not even beginning to cover! Even in much smaller Guilds. One of the reasons it is best to work yor way p the Gildlevels. As yo get stronger you can move to a better Guild. very few Guilds ever manage to start from scratch and grow into a great one. (but if you find one, stick to it!!!)
Many Guilds allow for new players needing to 'catch up'. They are willing to take on weak membrs in the hope they will become strong valuable members. but don't start whining about how mean they are when it is obvious you are not going to make the cut and get booted.
Some Guilds are growing Guilds and just like the process of helping new players. Then there are Guilds that use new members to feed themselves vampire-style with new blood available
Every Guild is different. Every single one.